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School Reports in Gilbert, Ahwatukee and Chandler, Arizona

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	Where and when was the first motel introduced on the American commercial real estate scene?
A	The first motel, appropriately named the "Motel Inn", opened in San Luis Obispo in 1925.
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Chuck and Angela Fazio, REALTOR®, real estate agents and broker for Gilbert, Ahwatukee and Chandler, Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Chuck and Angela Fazio
OWNERS/BROKER
West USA Realty Revelation
Top 1% in the Nation!
4050 S Arizona Av #4 , Chandler, AZ 85248
Phone: 480-570-8020
Office: 480-722-9800
Fax: 480-722-9833
Email: chuckfazio@NUMBER1EXPERT.com
Chuck and Angela Fazio, Owners/Broker of one of the Top Real Estate Companies in Arizona. Having an outstanding career in Real Estate they've handled virtually every type of challenge during transactions and understand how to give impeccable custom service. Having clients from first time homebuyers to Multi- Million dollar Estates, you can't be in better hands for any Real Estate transaction. Some of their many accomplishments are Top 1% in the Nation, AZ Business Journals Top 10, West USA Realty's #1 Agents from 2002, West USA Realty's #1 Team, Members of the Presidents Circle and featured on numerous TV Shows about Real Estate. These are only a few of the reasons why so many people wouldn't trust their Real Estate needs with any other agent or company. Chuck and Angela have founded their company and their business on strong beliefs and are committed to your compleate satisfaction.

www.Number1ArizonaRealEstate.com is brought to you by Chuck and Angela Fazio
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